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EQUALS MONEY

Money movement made simple

Expense management

Take control of your business expenses with Equals Money expense cards to use around the world and monitor spend in real time.

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International payments

We’re tried and trusted, helping our customers manage and move over £10 billion around the world since we started in 2005.

Our payments service
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Enterprise

With a deep understanding of your industry, dedicated service, and a flexible product offering, Enterprise fits your unique requirements.

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EQUALS MONEY

Our platform

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International and domestic payments
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Custom user permissions and Shared Balances
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Integrations (including Xero)

We’re already helping over 15,000 companies of all shapes and sizes streamline their business finances

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Company cards

Empower your teams to spend around the world, wherever they’re working, while you stay in control of balances and permissions.

Complete control

Set permissions based on team roles, manage balances and order cards for new staff, all in a matter of clicks.

Worldwide spending

Cards can be used in over 190 countries at 35 million locations, so your team can spend securely wherever they’re needed.

Fair with fees

Save on the fees that come with using credit cards overseas and wave goodbye to discovering hidden charges when working through expenses.

Cashback rewards

Your team can earn up to 3.5% cashback at major UK retailers that will automatically be credited to your business’s account.

Equals Money payments team Emma
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International payments

Make global business payments to suppliers, partners, staff and clients using some of the best exchange rates available.

Multi-currency IBAN

You’ll have your own unique International Bank Account Number to receive payments in over 40 currencies for rapid, convenient payments.

100+ currencies

Open your business up to the world and choose from a wide range of global currencies, including exotics, for your overseas payments.

Flexible to your needs

Choose from a variety of payment options so you can secure great rates, whether you’re looking to send the money now or later.

Online payments 24/7

Deal with different time zones and send payments when it suits you or your recipients schedules with around the clock access.

Domestic payments

Settle all your UK-based payments in no time, whether it’s a one-off or grouping together regular transactions.

Payments made faster

As participants of the UK’s Faster Payments Scheme, we can give our customers access to payments with real-time settlement.

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Bulk payments

Coming soon

Process thousands of payments every month, making the likes of payroll a breeze and giving your staff immediate access to salaries.

Around the clock

All your payments will be automatically processed as soon as we receive them, 24-hours per day.

Simple and secure

Our error-free, automated processing removes the need for human intervention whilst offering a safe and secure way to make payments.

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Virtual cards illustration

Virtual cards

Give your team instant access to digital cards that can hold up to 21 currencies and cover the costs of online subscriptions, software, and more.

Budgets

Generate and activate new virtual cards with specific use cases for regular business expenses.

Individual

As the name suggests, an individual card can be assigned to a specific team member who can use it for online purchases.

Device

Payments can be made by your team through phones or smart watches to help with spending on the move.

Keeping it green

Not only do virtual cards offer convenience, they also eliminate the need for the production of traditional plastic cards.

Balances and money management

Coming soon

Separate funds and manage them by project, location, department or people, giving you ultimate control across all business spending.

Multi-currency Balances

Each of your Balances can hold over 40 currencies at a time and money can be moved instantly between them.

Custom access

Assign different levels of access and decide who can access each Balance as well as how they can use it - whether it’s for cards, payments to recipients, or both.

Endless possibilities

You can create as many Balances as your business needs and even create one budget within another, so you can keep tabs on specific projects.

Unique account details

We’ll issue you your own unique IBAN, enabling you to accept third party payments in over 40 currencies.

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Already trusted by thousands

Don’t just take our word for it, hear from some of the 10,000+ businesses that already work with us and how they have benefited from our great rates and award-winning service.

Great customer service. A dedicated account manager. The expense management system works well for global team. My staff in the UK and Benin get the same service. Business transactions are done as it should be seamless and without delays.

Equals Money Customer

I can’t speak highly enough of this new service.
The customer service was excellent when I exchanged to euros to buy a property, and now I only need smaller amounts, the online exchange is perfect and very easy to use.
It feels 100% secure too. And the competitive exchange rates mean I will always use this service.
Well done Equals Money and thank you to Adam Cobbold for the assistance you gave me to get started.

Equals Money Customer

Equals is the most helpful exchange site I have ever used. Sometimes I have had security problems with fund transfers and they have assisted at all times, Equals rates have always been good and when I have asked for a rate higher than I was quoted my Senior Dealer has actually come back and given a rate more than I requested. It is a very nice surprise and one in these days I never expect. As I always say to all people I meet actions speak louder than words so this says to me a lot about this Company. Additionally I would add that all my transfers have been trouble free and executed with speed and efficiency and there have been several six figure movements. Good service Equals.

Equals Money Customer

 
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Our latest reads

Read our Head of FX Analysis’ daily currency news or jump into reads covering the likes of business finances, money management, and customer case studies.
How we keep your money safe
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.