Embedded finance solutions

Build your products with our financial infrastructure

Embed our cutting-edge technology and compliance expertise into your own financial solution.

Develop with our API

Develop your own solutions with access to our payments, cards, and account capabilities, integrating financial services into your existing operations.
process illustration

White label our products

Accelerate your go-to-market speed with fully branded solutions, without the complexity or time needed to build your own financial technology stack.

Embed our product suite

Embed payment network flows

Send and receive funds through SWIFT, SEPA, UK Faster Payments, and USDC off-ramping, all while benefiting from favourable FX rates.
card

Create & operate global accounts

Create multi-currency accounts instantly, enabling the movement of funds worldwide with virtual IBANS, transparent balances, and transaction visibility.
card

Issue & manage cards at scale

Create, control, and monitor payment cards (compatible with digital wallets) in real time, with built-in spend controls and seamless funding flows.
card

Strengthen compliance, safeguard transactions

Maintain continuous, bank-grade sanctions and fraud screening across all activity without operational drag. Deliver strong regulatory protection and uninterrupted operations with proactive monitoring, clear escalation paths, and expert human oversight.

Launch with our implementation team

Extensive API docs

Launch without the cost, complexity, or time associated with developing your own financial technology stack.

We're your licensed partner

Operate under our regulated infrastructure so you can launch and scale without needing to acquire complex licences.

End-to-end compliance & KYC

We run all KYC, AML, KYB and ongoing monitoring on your behalf. From identity checks to transaction screening, we handle the workload.

Get in touch with the team

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Financial infrastructure

UK coverage

EU coverage

Payments

Multi-currency IBAN
38 currencies
23 currencies
Payment rails
UK FPS, CHAPS, SEPA CT, SEPA Instant, SWIFT
SEPA CT, SEPA Instant, SWIFT
Confirmation of Payee (CoP)
Verification of Payee (VoP) - in EU
From October 2025
Open Banking capabilties
Coming soon

Cards

BIN sponsorship
Card schemes
Visa, Mastercard
Visa, Mastercard
Card types
Physical, virtual, tokenised
Physical, virtual, tokenised
Mobile wallet(s)
Apple Pay, Google Pay, Samsung Pay
+ more
Apple Pay, Google Pay, Samsung Pay
+ more

Tech

White label mobile app
White label web app
API

Customer & servicing

Agents model
Full-service model
White label model
Customer servicing
Know Your Customer (KYC)
All fees are custom to infrastructure requirements.

Get in touch with our implementation team.

Get started
How we safeguard your money
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets.